Wednesday, June 3, 2009

Corps Member's tricks to living on a stipend

Living on the stipend can be tricky some times. There are many bills you will have to pay from rent and utilities to groceries and internet. The first thing I suggest to you is to apply for food stamps as soon as you can. I unfortunately did not apply for food stamps before I started working and I have not had time to get them. If you do get food stamps it will really help you because it is basically like getting an extra paycheck every month.

One of the hardest points in the year to get through financially is the winter time. What I recommend is to keep your thermostat as low as you can without your pipes freezing. My house keeps ours at about 55 or 57. All you have to do is get a space heater for your bedroom and an electric blanket for your bed and you will be good to go. Don’t be afraid to put on a few extra layers. Also, it is probably a good idea to keep an extra space heater in the bathroom for after you get out of the shower. I have heard stories about some groups having $700+ bills for heat and electric, so I advise you to be very careful at least for the first month or two of winter. Our house has never had a bill over $130.

As far as food goes I recommend going on a big shopping trip for frozen foods and dinners about once a month and stock up. If you plan it out this way then all you need to buy weekly are things like milk, bread, or anything else you need/want. I also suggest you pack your lunch everyday. Buying lunch can add up very quickly. It is much easier to pack a lunch with a sandwich and a few snacks. I hope that my advice can help you survive on the stipend.

Joe, 18, corps member, Berwind team at Hopkinson

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